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The Law Offices of Clayton Wrzesinski, P.C., with locations in Houston and Austin Texas, focus practice on providing clients with the most effective legal representation possible. We focus on our clients and how to best help them solve their problems.
Our legal practice is built on delivering the utmost attention and unfaltering dedication to client service. Our clients can rely on us to be approachable, responsive and efficient.
Our Attorneys are Dedicated Professionals
Reasonable Fees with Payment Plans Available
Helpful and Energetic Staff Eager to Assist
We consider ourselves in partnership with our clients. Having been part of the business community for over twenty years, we understand the importance of the bottom line, as well as providing a valuable service. The cornerstone of our success is the quality relationship which we maintain with clients. Clients are treated with integrity and respect for their needs, goals, and objectives. We focus on intelligent legal representation and pledge to listen to and communicate with clients.
Should I file Chapter 7 or 13?
At our firm, we will be able to help you with that question. Everyone's individual circumstances vary, but generally speaking a person with money left over at the end of the month after taking into account their monthly budget including all "necessary" bills, would probably be a good Chapter 13 candidate. If you do not have any excess income after paying your monthly minimum expense, then a Chapter 7 might be your only option.
Do I get to keep any of my property?
You get to keep your exempt property. In Texas there are several advantageous exemptions available to debtors. Our attorneys will carefully review your situation to ensure that all available exemptions are used to your best benefit.
What can I expect?
Our attorneys will prepare a detailed petition listing all of your property, debts and
other financial information. After you approve the petition, it will be filed electronically with the Court. A short period later there will be a meeting with the
bankruptcy trustee that you must attend. This is usually the only appearance required
and one of our attorneys will be right there with you. Unless there are problems or one
of your creditors objects, the discharge will be granted a few months later.
How long will I be in Bankruptcy?
It will take approximately three months from the time the petition is filed until the
date of final discharge for a Chapter 7. Under the Chapter 13 framework, you are "in
bankruptcy" for the duration of the repayment plan, usually 36-60 months.